Need a home ... a brand new start?

  1. How does Habitat work?
  2. Who can apply for a Habitat home?
  3. What is the family income?
  4. What are the other requirements?
  5. What are my chances of being selected?
  6. What happens after I submit my application?
  7. What if a family income earner is unable to work due to a disability?
  8. How does a family apply for a Habitat house?

How does Habitat work?

  1. We give low-income families a 'hand up - not a hand out'.
  2. We build homes with partner families using donations in the form of capital, property and/or gifts-in-kind, from companies, churches, service clubs and individuals.
  3. We build simple, decent, affordable homes through co-operative efforts of partner families, volunteers and trade professionals.
  4. We sell homes to partner families at no profit, and finance no-interest mortgages.
  5. We expect families to become home-owners and accept all responsibilities of home ownership.

Who can apply for a Habitat home?

  1. You must be able to demonstrate your need for better housing and prove your current housing situation is not adequate.
  2. You are unable to qualify for a regular mortgage from a bank but you have a steady income this is enough to cover the cost of mortgage payments, taxes, utilities, insurance and maintenance expenses of the Habitat home.
  3. You are willing and able to become a partner with Habitat for Humanity Huron County… by investing volunteer hours with Habitat in the construction of your own home and in helping with subsequent builds.
  4. You are able to provide proof of being legal residents of Canada and proof of residency in Huron County for at least two years.

What is the family income?

  1. Your family’s taxable income is above $20,000 and below the Low Income Cut-Off (LICO) established by Statistics Canada for Huron County.

What are the other requirements?

  1. You must provide personal references from people, who know you well enough and are not related to you, to recommend you as a potential Habitat partner family.
  2. You must consent to a credit check.
  3. If you have previously been bankrupt, you must produce proof of discharge, dated at least 2 years prior to your application.

What are my chances of being selected?

  1. All applications are assessed equally according to the selection criteria, so your chances are as good as those of anyone else.

What happens after I submit my application?

  1. The Family Selection Committee screens your application to determine whether your family meets the general selection criteria.
  2. Next, the Family Selection Committee will assess your application, along with all other applications that have been received.
  3. They will next decide whether your application sufficiently meets the standards to warrant a home visit from the committee.
  4. If you meet the general selection criteria, Habitat for Humanity Huron County will conduct credit and personal reference checks.
  5. After the home visit, the Family Selection Committee will assess the results and recommend one candidate partner family for endorsement by the Board of Directors.
  6. The Board of Directors will assess the recommendation presented by the committee and give the final endorsement of the partner family All families whose information is presented will be notified of the Board’s decision.

What if a family income earner is unable to work due to a disability?

  1. If you are disabled and unable to work, but have sufficient disability income, you may still apply. Please give complete information about your disability and (if applicable) information on your work history.

How does a family apply for a Habitat house?

  1. If you think you may qualify please use this form, print it off and mail it to the address on the form.  If you need any help with the form please contact us.

All information provided to Habitat for Humanity Huron County is kept confidential according to our policy on privacy.