Home Ownership

Habitat for Humanity Huron County Homeownership Program

The Homeownership Program is an opportunity for families in need of decent and affordable housing to purchase a new house in Huron County. A down-payment is not normally required, the mortgage principal is interest-free and payments to cover house insurance plus property taxes plus mortgage are calculated at 30% of income. Families must be willing to support Habitat Huron County with 500 Partnership Volunteer Hours.

Becoming a Habitat homeowner is hard work, but it’s worth it. According to a survey of Habitat homeowners, Habitat for Humanity families are more physically active, more involved in their community and their kids are more likely to pursue post-secondary education. Habitat homeowners are also more financially secure, building their own strength, stability and self-reliance through affordable homeownership.

Contact Us for more information and an application form.

Habitat Huron County Builds within the county boundaries; Exeter and Wingham, Seaforth, Goderich, Clinton, Brussels and Hensall. Families must have lived in or worked in Huron County a minimum of two years and be a Canadian Citizen/Landed Immigrant.

Families are selected by an independent committee, chosen on the basis of the following criteria:

Do you have to spend more than 30% of your income to rent a house, that fits your needs?
Is the condition of the house adequate? (roof/windows/wiring/plumbing)

Ability to Repay a Mortgage:

Do you have a steady and reliable income to pay house insurance, property taxes and something towards the mortgage principal?

Willingness to Partner with Habitat:

Are you able to contribute 500 Partnership Volunteer Hours?

Contact Us for more information about our homeownership program.