Habitat for Humanity Huron County Homeownership Program
The Homeownership Program is an opportunity for families in need of decent and affordable housing to purchase a new house in Huron County. A down-payment is not normally required, the mortgage principal is interest-free and payments to cover house insurance plus property taxes plus mortgage are calculated at 30% of income. Families must be willing to support Habitat Huron County with 500 Partnership Volunteer Hours.
Becoming a Habitat homeowner is hard work, but it’s worth it. According to a survey of Habitat homeowners, Habitat for Humanity families are more physically active, more involved in their community and their kids are more likely to pursue post-secondary education. Habitat homeowners are also more financially secure, building their own strength, stability and self-reliance through affordable homeownership.
Contact Us for more information and an application form.
Habitat Huron County Builds within the county boundaries; Exeter and Wingham, Seaforth, Goderich, Clinton, Brussels and Hensall. Families must have lived in or worked in Huron County a minimum of two years and be a Canadian Citizen/Landed Immigrant.
Families are selected by an independent committee, chosen on the basis of the following criteria:
NEED
Do you currently spend more than 30% of your income which goes to rent?
Is your housing adequate for your needs and is it safe, secure and well maintained?
ABILITY TO REPAY A MORTGAGE
Do you have a reliable income where you can pay house insurance, property taxes and something towards the mortgage principle?
WILLINGNESS TO PARTNER WITH HABITAT
Are you able to contribute 500 Partnership Hours?
Contact us for more information about our Homeownership Program?